Mortgage payoff amortization estimator
Estimate mortgage payments and payoff savings from extra monthly payments. Download a full amortization schedule and compare interest costs.
Extra payment modeling
Amortization schedule
CSV export
How to Use
- 1
Enter your outstanding principal, annual rate, and remaining term.
- 2
Add an optional extra monthly payment.
- 3
Compare payoff time and download the amortization table.
Frequently Asked Questions
Does this include taxes and insurance?
No. Payments cover principal and interest only. Taxes, insurance, lender fees, and prepayment penalties are excluded.
How are extra payments applied?
Extra payments reduce principal each month after interest is charged. Your lender's actual rules may differ.
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